The property
Address or ZIP code, estimated value, and whether you are purchasing or refinancing.
RENT / HOLD
A longer view.
A loan for the hold.
Long-term financing for purchasing or refinancing an income-producing investment property. Start with the rental income and the plan for your portfolio.
Request a rental quoteSTART WITH THE ESSENTIALS
Bring the deal.
Here’s what helps.
Your first inquiry can use estimates. We’ll follow up for documentation and additional details if the scenario is a fit.
The rental income
Current or projected monthly rent and whether the property is occupied.
The financing
Requested loan amount, existing loan details for a refinance, and the plan for the property.
KNOW WHAT TO DISCUSS
Understand the income.
Understand the debt.
DSCR considers how the rental income relates to the property’s debt payments. Ask how rent is assessed, which payments are included, and how the proposed structure affects the property’s cash flow.
Before moving ahead, review the proposed rate, amortization, fees, reserves, and any prepayment terms. A DSCR focus does not remove other underwriting requirements.
Talk through your scenarioPLANNING A RENOVATION FIRST?
Start with fix & flip financing.
Make the next move
Have a property in mind?
Bring the numbers you have. Let’s start the conversation.