FOR YOUR NEXT INVESTMENT
Buy it. Improve it. Or hold it for the income.
Real estate financing built around your next move.
Serving investors across New Jersey,
Pennsylvania and New York.
FINANCING WITH A PURPOSE
Your plan for the property shapes the financing. Start with the loan that matches your exit strategy.
Short-term capital for the purchase and renovation. An interest-only structure while you improve the property, with a sale or refinance as your exit.
Long-term financing for the property you plan to hold. Purchase or refinance a rental with the property’s income and debt service at the center of the conversation.
A CLEAR WAY FORWARD
No need to have every detail figured out. Start with the property, your plan, and the financing you need.
Share your scenarioShare the location, loan amount, and investment plan. Your best estimates are enough to start.
We’ll review your request and follow up by email to discuss options and any details still needed.
If the scenario is a fit, the next conversation covers proposed terms, documents, and a path toward closing.
ROOTED IN THE REGION
From a New Jersey renovation to a Pennsylvania rental or a New York investment, tell us what you’re working on.
Yes. Residential transition loans (RTL) and fix-and-flip loans refer to short-term financing for acquiring and improving an investment property. The planned exit is a sale or refinance. They are separate from long-term DSCR rental loans.
DSCR stands for debt service coverage ratio. It compares a property’s rental income with its debt payments. It is a key part of evaluating rental financing; property, borrower, and other underwriting requirements also apply.
The property state and ZIP code, requested loan amount, and your investment plan. For a renovation, include the purchase price, renovation budget, and after-repair value if known. For a rental, include estimated property value and monthly rent.
You can start a conversation while you are evaluating a property. Include what you know and explain what is still in progress. Proposed terms and any approval depend on the details and underwriting review.
No. A quote request starts a conversation. It is not an application, approval, or commitment to lend. Rates, leverage, fees, and timing depend on the transaction and any applicable requirements.
Make the next move
Bring the numbers you have. Let’s start the conversation.